How many credit cards do you have?

I've figured out that being able to manage my finances better requires zero credit cards. In summary, I've not got any.
 
I don't have any credit cards. I have always said I would never get any credit cards as that would run the risk of spending and then not being able to pay it back. I would much rather just be able to use the money I have to make purchases.
 
I am making use of debit card. I am extra careful not to do things that will compromise my debit card and extra careful not to try get things that will put me in debt. I think I am trying to manage myself for now.

Maybe I can get a credit card in the nearest future.
 
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