Do you choose your friends or you just let it be if they come to you? My husband and I are choosy with friends that's why there are only a select few that we mingle with. Mostly, it is our relatives when we go on excursion or vacation. This attitude was borne from the abuses of our friends who would borrow money and be gone with the wind. Yeah, we have lost not just several friends because of borrowed and unpaid money. That's why we are now choosy in considering people as our friend.
It's tough being rich or having decent money cause people become phony - only wanting money. The other day I even saw this woman, who even had a job, asking a naive elderly lady for 20 dollars. Note, some argue the money is going toward drugs, and I believe it.
This is a good question. For me, it highly depends on the definition of "friends". I have people from school who I know and maybe talked to them a few times but after we graduated, I hardly ever talk to them and I only have them on FaceBook. Are we friends? Well, I guess so but definitely not good friends if we don't talk to each other anymore. With good friends, of course I will be picky and if a friend asked me to lend them money, then I would only lend to them if they are a good friend of mine. Through the way you interact with each other, you can tell whether or not they will be a good friend.