Do you normally use a credit or debit card?
- Thread starter MasterA
- Start date
i-framed-vader
New Arrival
debit 🙂 only reason I use credit is for online :3
kirakira2541
Acquaintance
i use debit , i don't want to be dept
Credit card. There are a few reasons I prefer it to my debit card:
1. If the card gets stolen, you are much more likely to get your money back with a credit card than a debit card. Credit cards fall under more federal regulations than debit cards do. You are essentially at the mercy of your bank's policies whenever an unapproved charge is made against a debit card.
2. Using a credit cards improves your credit score. In particular, paying your credit card bill does.
3. You don't have to actually have the money in your checking account. It can be in your savings account instead, earning you interest. 😛
1. If the card gets stolen, you are much more likely to get your money back with a credit card than a debit card. Credit cards fall under more federal regulations than debit cards do. You are essentially at the mercy of your bank's policies whenever an unapproved charge is made against a debit card.
2. Using a credit cards improves your credit score. In particular, paying your credit card bill does.
3. You don't have to actually have the money in your checking account. It can be in your savings account instead, earning you interest. 😛
cynosure.x
Up-and-Coming Sensation
Debit card, and for some online things I'll use my credit card.
Steve Jobs
Up-and-Coming Sensation
I use debit, run it through as credit. 🙂
For online, I use Paypal.
For online, I use Paypal.
I have a prepaid debit card but I don't use it. I usually just use my dads credit card when he lets me. 😛
I use my credit card most of the time... But only if I know I have the money in my chequing account already. If I don't have enough money in my chequing to buy what I want then I wait. (I also usually don't let my credit card get more than $100 on it. I normally pay it off each payday.)
The main reason I use my credit card is because I get bonus points on certain goods that I can save up to turn into deposits into my savings account or discounts if I'm travelling. Plus the card I have gives some nice benefits if I use it to book trips. (Things like insurance and whatnot.)
The main reason I use my credit card is because I get bonus points on certain goods that I can save up to turn into deposits into my savings account or discounts if I'm travelling. Plus the card I have gives some nice benefits if I use it to book trips. (Things like insurance and whatnot.)
Net-Steals
Reputable
Debit for me. I try not to use credit as much as possible, for it means, debt...
I use credit card for online shopping, and whenever there is an emergency (like I don't have cash/ debit card).
Debit cards for me would be when I go shopping at the mall. But usually when I go out, I use cash (just for me not to overspend).
Debit cards for me would be when I go shopping at the mall. But usually when I go out, I use cash (just for me not to overspend).
I have both, but normally use my debit card when it is more convenient than cash. I have a rewards credit card so I do try to use it for small purchases to rack up points. Also it is what I primarily use when I travel.
Affiliates
