Do you think PayPal is safer than Credit cards?

[MasterA]

For online purchases, do you think PayPal is safe? Do you think it is safer than credit cards?

 

[holyprayer21]

Absolutely. Paypal's view of refunds and handling disputes is really good against scams and the sort.

 

[RH-Calvin]

Not very comfortable, but both have advantages and disadvantages. For PayPal refund policy always do not work accordingly, while for credit cards you can always file a chargeback for unauthorized payments made without your concern.

 

[Cosmic]

Not very comfortable, but both have advantages and disadvantages. For PayPal refund policy always do not work accordingly, while for credit cards you can always file a chargeback for unauthorized payments made without your concern.

Hmm, valid point. If you pay using a credit card and paypal, can you file a chargeback against the paypal payment?

I think paypal is generally more secure, because authentication is required to make payments. In the case of a credit card, they can issue charges if they have your information. In the case of paypal, they can only issue charges if you set up a subscription agreement (which can be canceled at any time), or if you explicitly log in and pay.

 

[Sallynguyen]

Well I think the credit card is good to some extents and quite convenient for buyers to make purchase smoothly. But I think Papal is better, it is safe and fast and make me feel really satisfied.

 

[khachlamat]

I think both the same safety .

 

[Cierra]

I think so. With PayPal you don't have to re-enter credit card details on every site you purchase from, thus giving out less details that could be hacked later on, and their security is pretty top notch. They're pretty widely accepted too. I like them.

 

[Mushmellow]

I think so. With PayPal you don't have to re-enter credit card details on every site you purchase from, thus giving out less details that could be hacked later on, and their security is pretty top notch. They're pretty widely accepted too. I like them.

+1 I was about to say the same thing. I also say Paypal is safer. Same reason as you mentioned.

 

[Senior Honor]

You are absolutely right. I think PayPal is safer than Credit Cards. So if you do not use Paypal carefully, you can also forbidden to access it.

 

[WHE Tom]

From a buyers perspective without a doubt. They resolve disputes fairly and there is quite a lot of protection for buyers from an anti-scamming standpoint. However, you can never be too careful

 

[Mushmellow]

I just found this this anti-paypal site. Take a look 😀