I have one main one that I use for emergencies. I do have maybe 4 or 5 more from different stores that I signed up for just to get discounts off of my order though. 😛
Well, actually I have 2 and my hubby has 2. They're pretty much all paid off at the moment except for one of them. The hubby and I are going to be taking a trip next month and the trip we are taking is being charged on that card.
I don't know why some people have so many credit cards. Then they wonder why they are in so much debt. I just have one and only want one. I also have my debit card and I use plain cash!
I have two (sometimes one isn't accepted for various reasons, so I have a spare). I don't have any credit on them anymore, and I pretty rarely use them unless what I'm buying is over $100, in which case, I always pay with cash. I would never use a debit card, due to their seemingly poor security. If you have some idea on how to manage your money, you should probably be using a credit card.