How many credit cards do you have?

[Page]

I have 9. :lol: Most of the time there’s no balance on them, but it helps my credit score and I get perks with them all.

Say what, any of them expired or in my case I try and close them off

 

[vans]

I just have one. Used to have two, but I really hate having to maintain more than one for the same end-way.
The less we have, the better.

 

[Nomad]

I use one credit card. In order to avoid overspending, I have set a low limit on my credit card, therefore, I use it only for small transactions.

 

[Ravenfreak]

I currently don't have a credit card. I have a debit card that's set up to my joint account with my wife.

 

[Shortie_]

I don't have any credit cards myself and I refuse to get one as I know if I got one with a limit, I would find a way to blow through it and be left with the debt to pay back and that is not something I want to end up doing. All I have is debit cards that I can use to pay for things and I can only use the money I have available.

 

[Cory]

I don't have any credit cards at this time, only a debit card. I feel like I could use one though to build up my credit score in case I need loans or something.

 

[You]

I currently have one credit card, although I'm considering adding another one.

 

[Debashis]

I just have one credit card. I use it for each and every expense I make throughout the month and then pay its bill on time without missing the due date. It helps me maintain a good credit score. Managing multiple credit cards might be slightly tricky so I stick with just one.

 

[zappaDPJ]

I have one credit card which I use to pay for everything as it gives me 1% cash back on all purchases plus I'm protected against any fraudulent transactions.

 

[Cam]

I just have one credit card. I use it for each and every expense I make throughout the month and then pay its bill on time without missing the due date. It helps me maintain a good credit score. Managing multiple credit cards might be slightly tricky so I stick with just one.

It can be tricky to keep up with the bills and such, but it’s hard to say no to free money. When one is giving 3% back on this, and another is giving you 3% back on something else, it’s hard to say no. 😛

 

[John]

I have 4 cards. An everyday Chase card, an Amazon store card, a Delta Airlines travel card, and my work Amex. I use them all for different things, but I normally just use my Chase card.

 

[Debashis]

It can be tricky to keep up with the bills and such, but it’s hard to say no to free money. When one is giving 3% back on this, and another is giving you 3% back on something else, it’s hard to say no. 😛

Hehe, there are ways to automate the bill payments so it's not much of an issue. And true lol. The benefits each credit card offers are really tempting. If one can manage multiple credit cards well, they are gonna get a lot of financial benefits that most don't get. 😛

 

[Baw$e]

I only have a bank card that I use like a credit card, because it's visa debit.

 

[Yoda]

I have 3 credit cards, one has nothing on it and I rarely use it, the second one I use for car rentals on holiday and the 3rd is my amex which is the one I use more to try and collect points where I can.

 

[Felly]

I have 4, two of which are store credit cards (though one of those two is a Visa store card that I can use anywhere). The two store cards I only use at the respective stores I got them from, and I usually go to those stores frequently enough that I don't have to worry about them threatening to close my account for inactivity. One I just keep on me in case of emergencies, but I'll use it at least once a year for something small just to keep it active. The last one I use as my everyday purchase card and to pay bills because I get rewards on it, but I treat it as a debit card, so I don't spend more than I actually have in the bank (except at the holidays, I tend to go a little overboard, but I still manage it to where I pay it back off pretty quickly).

 

[HiddenVortex]

None, I prefer to own my money

 

[iamawriter]

I just have a debit card and with that I am comfortable shopping online

 

[Soulwatcher]

I don't have any credit cards because they are a trap to keep you in debt.

 

[Deleted member 31696]

I just have one.

 

[TechWiz18]

We have just the one to use once in a blue moon.