What percentage of your income do you invest?

[Katrina]

What percentage of your income do you use to make investments? Do you look at your investments yearly and create a budget including investments or do you allocate an amount out of each paycheck?

 

[ThatGuyAbz]

Not exactly income but at the moment I have invested around 10% of my "net worth".

 

[BrolySSJ]

What percentage of your income do you use to make investments? Do you look at your investments yearly and create a budget including investments or do you allocate an amount out of each paycheck?

I prefer to allocate a portion of each pay cheque that i get in order to make investment, because i think that this will help me to budget on a month to month basis, whilst still benefiting and growing my investment portoflio as well.

 

[futurerich50]

i advise considering factors such as debt, emergency savings, and other financial goals when deciding how much to invest. Investing at least 10% retirement and 10% for savings or a backup fund is a good place to start

 

[thesamestranger]

I want to start trading! I simply cannot dare. It is really very interesting for me and I even wanted to start a business with my friend and open an exchange. I'll probably start it next week because I don't see the point in delaying it

 

[zappaDPJ]

Interest rates in the UK are so high (comparatively) right now I invest everything after paying the monthly bills. I've just locked away a large amount on a fixed rate 3 year term but I do keep some money in easy access saver accounts just in case. Anything I make from share trading goes back into stocks and shares.

To be honest the amount of interest I'm earning is probably treble what I need to live on and I've been extremely lucky with most of my share gains. It's swings and roundabouts though, during the 80's the interest rate on my first mortgage went up from 8% to nearly 18% within a year while the value of the property I bought literally halved. It took decades to recover from that.

 

[Debashis]

I invest about 20% of my monthly income in stocks. This percentage keeps increasing as my monthly income increases every year. I decide this percentage while creating a high-level budget for the entire year. This process of investing an amount every month consistently in chosen stocks is called SIP / Systematic Investment Plan.

 

[Nomad]

There is no certainty t how much I invest, that's because I do not have fixed income, I have variable income However, I do try to invest 5-10 percent every month

 

[Lord Saru]

I invest around 30% of my salary. 50% goes to expenditure and 20% goes to liquid savings and thrift allowance.

Yes, I have a thrift allowance 😀 However, I have named it expenditure allowance 😀