Budgeting

[Allenafaith]

Do any of you here budget? I try to but it's such a tedious task. XD

 

[Page]

All the time, If I want to buy something then I save and work for it. That is way I'm never in debt 🙂

It can be hard at some point but at least I get to spend on cool things

 

[David S]

I usually do, so I can save money to spend on other things. I have a food budget, clothes budget and other things. It makes things a lot easier.

 

[Adieu]

I am good at budgeting. Its more expensive to not have money when you need it. Payday loans / cash advance or credit cards should be avoided.

 

[Fiona1964]

I budget always first bills food bus fares then what left I can get treats and save a bit

 

[John]

Yeah, I do. I didn't when I was younger, and it really bit me later on in life. The loans and credit card debt hurt you far more later on than they typically help you.

 

[Page]

debt

so you have experienced it then?

 

[Deleted member 5665]

I am always on a constant budget. I avoid debt with a 100-foot pole like I would a snake. Debt is never worth it in the long or short term this is why I avoid getting a credit card, even though building credit is a "good" thing to people. I rather not be tempted or get in debt for any reason whatsoever. If I can't afford it I shouldn't have it I should only being able to afford things at the time I have the money front and center. Money isn't grown on trees so you shouldn't treated as if it was.

 

[Thomasss]

I budget!! 😀

And then I start buying stuff and my budget suddenly becomes non-existent. 😛 But, I do budget! I do!

 

[David S]

This is the reason why I pay in cash. If I pay in credit card someone could of hacked into it and make me pay a huge bill.

 

[Joshua Farrell]

I usually tend to do some budgeting. Generally, I try to save up to $120 a month.